Hair transplant surgery has become a popular solution for those dealing with hair loss, offering a permanent way to restore confidence and appearance. However, one of the most common questions people have is, “Does medical insurance cover hair transplant surgery in India?” Hair loss, however, is mostly caused by genetic reasons, also known as Androgenetic Alopecia. Since genetic balding cannot be stopped, the cost of hair loss treatment is, in most cases, not covered by insurance. Today, let’s take a look at this subject in vivid detail.
Understanding Hair Transplant Surgery
Hair transplant surgery involves moving hair follicles from one part of the body (usually the back or sides of the scalp) to areas experiencing hair loss. It’s a specialized procedure performed by dermatologists or cosmetic surgeons and is typically considered a cosmetic procedure rather than a medical necessity. This classification plays a significant role in determining whether medical insurance covers hair transplant surgery in India.
Does Medical Insurance Cover Hair Transplant in India?
When it comes to insurance coverage, the company would only pay to treat the medical condition that has caused the hair loss in the first place and not the hair loss concern in itself. Since hair loss is often viewed as a cosmetic concern rather than a medical one, medical insurance coverage for hair transplants is usually excluded.
Androgenetic Alopecia is caused in men and women due to a chemical called Dihydrotestosterone or DHT attacking the hair follicles. Men exhibit symptoms in the form of a receding hairline, and women show signs like a widening part. The best measure for hair loss is the Norwood-Hamilton scale. Medical concerns such as sudden or severe weight loss, after-effects of strong medication, PCOS (polycystic ovarian syndrome) in women, lack of protein or iron, and thyroid, among others, can also cause hair loss.
The one thing that you have to note is that hair transplant surgery leaves visible aesthetic results, so you should always look for ABHRS (American Board of Hair Restoration Surgery) certified doctors to treat your condition. Since the results of the surgery are permanent, you can think of hair transplant surgery as a one-time investment that would give you returns in the long run without having to spend a penny more on the maintenance of the same upon full recovery.
The hair transplant cost in India is calculated at the rate per graft, the procedure performed, the extent of hair loss you’re suffering from (which is different for every patient), and the results you expect from the treatment, among several factors, all of which would be broken down transparently in the final bill.
Why Consult the Experts at Saraswat Hospital for the Surgery?
Saraswat Hospital in Agra has two ABHRS certified doctors at the helm who provide customized solutions along with a thorough first consultation to make the most of your treatment at the best rate.
Conclusion
In most cases, medical insurance does not cover hair transplant surgery in India because it is considered a cosmetic procedure. However, exceptions exist for cases where hair loss is due to medical conditions like burns or trauma. Saraswat Hospital has the best surgeons who provide hair transplant surgery in India at the best rate. The hospital has medical tourism facilities that ensure that even when you visit India for the surgery, all your requirements during your stay are taken care of by professionals. If this makes you intrigued, feel free to get in touch with the hospital today to book an appointment.
